Finance

Drive Your Dream Car with Targa Florio Cars.

At Targa Florio Cars, we make owning the car you've always dreamed of more achievable with our flexible finance packages. Designed to suit your budget, our bespoke finance solutions break the cost into manageable monthly payments, making your dream car an affordable reality.

We work with a broad panel of trusted lenders to offer competitive rates, ensuring you get the best possible deal. Whether you're looking for a straightforward plan or a more tailored option, we’ll craft a solution that works for you.

Our finance options include a deposit followed by monthly payments, with some plans offering a balloon payment at the end, should you choose. We offer three main finance options to suit your needs:

• Personal Contract Purchase (PCP)
• Hire Purchase (HP)
• Lease Purchase (LP)

Let us help you find the perfect plan to drive away in the car of your dreams today.

​Personal Contract Purchase (PCP)

Our Most Popular Option: Personal Contract Purchase (PCP)

With Personal Contract Purchase (PCP), the future value of your car is calculated and guaranteed by the finance lender, based on factors such as annual mileage and the length of the agreement. At the end of the term, you have three options:

1. Buy the car by paying the final balloon payment, which represents the guaranteed future value.
2. Hand the car back to the finance lender with no further obligation.
3. Use any equity in the vehicle as a deposit towards your next purchase from us.

The best part? You don’t have to wait until the end of the agreement to change your car – you can use any positive equity to trade up at any time during the term.

PCP offers the benefit of lower monthly payments compared to traditional finance options, while giving you the flexibility to choose what works best for you in the future.

Hire Purchase (HP)

Own Your Car with Flexible Monthly Instalments

With our Hire Purchase (HP) option, you can become the proud owner of your chosen car through convenient monthly payments. We’ll work with you to determine the ideal timeframe to spread the cost, creating a finance package with affordable monthly instalments. At the end of the contract, the car is yours to keep—no balloon payment required.